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Recommending Quality Term

The following recommendations are based solely on Michael Staeb's opinions and experience working with these carriers. This is not an endorsement of any company or product. Not a guarantee of product availability, underwriting outcomes, pricing, or any other criteria, features, or benefits. Subject to change without notice.

Best Overall Term Carriers (alphabetical order):

• Foresters
• Nationwide
• Protective (Custom Choice, not Classic Choice)
• Prudential
• Symetra

Honorable Mentions (without conversion considered):

• Bestow
• John Hancock (regular Term, not Vitality Term)
• Lincoln
• MassMutual
• North American
• Principal (business cases only)

Term in Less Than 10

Reasonably priced. Ridiculously fast.
And now you can offer it too!

Agent Materials

• Agent Guide
• DO's & DONT's
• Client Eligibility
• Automated Underwriting

Client Materials

• Part of Your Financial Plan
• Time for a Life Check-Up
• 5 Reasons for Women

Call me at (855) 627-8232 to learn more or to initiate contracting with Bestow.

Frequently Used Tools

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for a quick portal tour

aip resource portal

term life quotes, forms, e-apps, annuity rates, calculators, underwriting guides, online contracting, and more

aip carrier chart

listing of all carriers and product lines available

support contacts

the real people available to support you

accelerated underwriting guide

high-level overview of AU programs from our life carriers

hybrid LTC comparison chart

life/ltc combo solutions, a.k.a. asset-based long-term care