Online Contracting
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SureLC by SuranceBay
We process nearly all contracting through this online portal. Upon registration most of your data will be pre-filled from the National Insurance Producer Registry (NIPR). Be sure to upload the following documents if they are not already there:
If you have used SureLC with any other carrier or BGA before, that data, including your uploaded documents will usually port right over when you register for SureLC again with us. * SureLC has the option to provide your login credentials for direct import of documentation from various providers. HIGHLY RECOMMENDED! |
Where to Find It?
SureLC Overview Video (3 minutes)
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REQUIRED - Errors & Omissions Coverage (E&O)
The vast majority of insurance companies require you have a minimum of $1,000,000 per claim / $1,000,000 aggregate in E&O coverage prior to solicitation of any line of business. If you are working in and agency and your agency provides E&O coverage, they must provide documentation that you are covered under their E&O policy. If you do not have E&O you can obtain it through multiple sources, including our online contracting provider, SuranceBay, or through the NAILBA Agents E&O program (right side of page). We do not endorse or receive compensation or any particular E&O provider.
The vast majority of insurance companies require you have a minimum of $1,000,000 per claim / $1,000,000 aggregate in E&O coverage prior to solicitation of any line of business. If you are working in and agency and your agency provides E&O coverage, they must provide documentation that you are covered under their E&O policy. If you do not have E&O you can obtain it through multiple sources, including our online contracting provider, SuranceBay, or through the NAILBA Agents E&O program (right side of page). We do not endorse or receive compensation or any particular E&O provider.
Training Resources
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AML and BI Training
LIMRA is the most widely accepted AML training and is free to producers as it's paid for by the insurance companies. LIMRA offers training for Anti-Money Laundering (AML), Understanding Best Interest: NY Reg 187 for Producers (BI), and Recognizing Financial Exploitation (RFE). |
Annuity Training (also offers BI)
RegEd is the most common annuity training provider and is also free to producers, paid for by the insurance companies. However if you elect to get CE credit you will be charged for that. RegEd is where you can find most product specific training courses. Ask for the AIP Annuity Product Training Chart for course codes and instructions. |
CE Courses (LTC and Annuity)
These standardized courses are available from most any online CE provider such as WebCE, Quest CE, Success CE, Kaplan, and others. We do not endorse any particular provider. An average single course fee will usually run $15-$20 and many offer package deals on 24 hours of CE credit. |
Training Requirements
REQUIRED - Licensed Before Solicitation
It should go without saying, but you are required to be licensed in any jurisdiction prior to solicitation of business. That includes required training, but not limited to, what is listed below. If you are uncertain what constitutes 'solicitation' of business, check the regulations of the jurisdiction (state) where you are intending to do business.
It should go without saying, but you are required to be licensed in any jurisdiction prior to solicitation of business. That includes required training, but not limited to, what is listed below. If you are uncertain what constitutes 'solicitation' of business, check the regulations of the jurisdiction (state) where you are intending to do business.
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Life Insurance (non-variable)
Annuities (non-variable)
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Long-Term Care Solutions
NY and other state-specific requirements
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* License type should be Insurance Producer or Insurance Agent, not all carriers accept Broker licenses. Varies by state. Certain states also have a separate license type or LOA for fraternal insurance organizations. LOA = Line of Authority
Frequently Used Tools
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term life quotes, forms, e-apps, annuity rates, calculators, underwriting guides, online contracting, and more
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